Reviews

CBDC: A simpler solution for digital payments?

A peek in to CBDC vs UPI debate purely from a technology standpoint

Mar 24, 2024 •

Satish Ayyaswami

A false start to the AI revolution

The IndiaStack team should revisit their approach with the DEPA training framework for creating AI models. It ignores customer consent and violates the…

Jan 3, 2024 •

Satish Ayyaswami

India's DPI design and high compliance costs

The India Stack architects introduced several intermediaries as part of the Identity, Payment & Data offerings. While it has its advantages, it creates…

Dec 10, 2023 •

Satish Ayyaswami

Account Aggregator: Current challenges & thoughts

Challenges facing the Account Aggregator system today and thoughts on the way forward

Oct 5, 2023 •

Satish Ayyaswami

Democratizing Credit: ONDC for Financial Services vs OCEN4

A closer look at the emerging ecosystems in India that are aimed at rapid expansion of credit among the underserved communities

Sep 21, 2023 •

Satish Ayyaswami

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